Specialist car insurance for convicted drivers

Our convicted driver car insurance will keep you on the move

We understand it can be difficult to insure your car when you have previous offences on your licence. Add to that the increased costs and general lack of policies available and it can be a frustrating challenge to get back on the road. At Lifesure, we work with a panel of specialist insurers so that we can offer convicted driver car insurance policies to meet your needs, based on the information you provide.

All you need to do is complete the form to the right and we'll call you back to take you through your quotation. Just tell us the best time to reach you - we can contact you Monday to Friday from 9am to 5.30pm.

Or you can call our friendly team on 01480 504 530 to get your quote today.

We're here to help you get back on the road, with cover that offers peace of mind.

Please note that our policy is only suitable for person's aged 30 and over.

Key features of a typical convicted driver car insurance policy

Insurance options for many serious convictions

Personal belongings cover up to £300

Urgent accommodation following an accident

Accident roadside recovery 24/7

Personal Accident Cover Driver And Occupants

Personal accident cover for driver and occupants

Plus, you can pay in instalments

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In this section...

Why choose Lifesure for convicted driver car insurance?

As an experienced, UK based insurance broker, we've been arranging insurance for more than 50 years.

We find help insurance for those with motoring convictions, including:

•DR10 Driving or attempting to drive with alcohol concentration above limit

•DR20 Driving or attempting to drive when unfit, through drinking

•DR30 Driving or attempting to drive then refusing to provide a specimen

•DR40 In charge of a vehicle with alcohol concentration above limit

•DR50 In charge of a vehicle while unfit through drink

•DR70 Failing to provide specimen for breath test

•IN10 Using a vehicle uninsured against third party risks

What does Lifesure’s convicted driver car insurance cover?

Take a look at how we could help to protect your car with our handy summary below. These features are included as standard in many of the policies we offer. Remember that no policy protects you against every scenario and it’s always best to also read your policy documents to understand the conditions and exclusions that apply.

What’s covered

Personal accident cover for drivers and all occupants of the vehicle
Accident roadside recovery available 24 hours a day, 7 days a week
Up to £300 for personal belongings in your car
Cover for child car seats
Following an accident, we will cover up to £250 for your reasonable and necessary accommodation. Alternative transport can be provided if you cannot complete your journey
Like-for-like cover provided for up to 93 days while travelling in the European Union

What’s not covered

Cover for imported cars – we have policies for imported vehicles should your car fall into one of these groups. Find out more
Loss or damage if your vehicle is not adequately secured
Loss or damage to any caravans or trailers
The maximum vehicle value covered is £30,000

Optional extras

Vehicle excess protection: Reimburses you for the excess on your vehicle insurance policy following a claim on your vehicle insurance
Substitute vehicle: Substitute vehicle provided if yours is undrivable or written off due to an insured incident
Legal expense cover: Cover for recovering uninsured losses and legal defence
Motor breakdown: Roadside recovery and at home assistance in the UK provided by the RAC

Terms and conditions, limitations, exclusions and acceptance criteria applies. Optional extras are subject to an additional premium.

Flexible payment dates, online account management and credit agreement renewal can make it easier to have the most appropriate protection in place.

We believe in making insurance as straight forward and as easy as possible for our customers. That’s why we have multiple payment options, so you can choose your preference: instalments, debit card, credit card, BACS or bank transfer.

Spreading the cost of your insurance can help make the cost more manageable, which is why we work with Close Brothers Premium Finance to enable you to pay in regular instalments*.

*We work with a third party company called Close Brothers Premium Finance Limited (‘CBL’), which manages instalment payments. We act as a credit broker and we are not a lender. If you have opted to pay by monthly direct debit, we will pass your details to CBL and they will make a credit decision about you, which may include a credit check being carried out. Please let us know immediately if you do not consent to us sharing your details with CBL. If CBL agrees to provide you with credit you will receive a welcome pack including a credit agreement from CBL, which you will need to sign and return to CBL. Please note that CBL has its own set of terms, conditions and charges and you should familiarise yourself with these carefully. We may receive a commission for introducing you to CBL. Paying by monthly direct debit via CBL will cost more than paying by one off payment. As part of your premium finance journey, Close Brothers will provide you with a commission disclosure detailing the commission we earn. You will have 12 days to review this information and provide your consent. If you decide not to consent to the commission amount, Close Brothers will be unable to process your loan, and you will need to arrange to pay the balance in full.

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Car Insurance for Convicted Drivers