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Our motorhome policies are packed with features to keep you exploring.

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Refer a Friend

Lifesure’s reward scheme exclusively available to our motorhome customers! A thank you from us.

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Motorhome breakdown insurance

From RAC with many key features to help keep you on the move!

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Key features of Lifesure’s motorhome insurance

Holiday Let Insurance

Personal belongings included

Self Conversion Insurance

Self-conversions covered, even if not finished

No Mileage Cap

No mileage cap on some policies

Replacement Key Insurance

Cover for new keys in case of theft/loss up to £500

Camping Equipment Insurance

Camping equipment included in cover

Windscreens And Window Repairs

Damage to windows or windscreen covered

Why choose Lifesure for motorhome insurance?

We’ve been arranging motorhome insurance for more than 40 years, so we know a thing or two about what should be included in your policy.

Many of our customers tell us our motorhome insurance offers everything they need, at a price that fits their budget and our excellent customer service is just what they were looking for. In fact, we’re proud to say that we’ve received the Feefo Platinum Trusted Service Award for the fourth year running!

Our award-winning team of agents are always happy to help and can be contacted on 01480 402 460 to provide a new quotation or assist with any changes to an existing policy. And we also offer MyLifesure, an online customer portal providing instant access to your policy details and documents. From here you can send us secure messages and update your details. It’s a convenient tool to get you to the information you need quickly.

Support with claims
If you should need to make a claim on your policy, our insurer partners have dedicated Claims Teams who are there to assist you throughout the claims process. We know that making a claim can be a stressful time, so if you need further support our Customer Care Champion is there to help, for additional peace of mind.

Extra benefits!
And when you become a Lifesure motorhome insurance customer, you’ll be able to benefit from our motorhome 'Refer a Friend' scheme if you refer us to your friends, neighbours and family! Find out more and how you can earn a £40 reward here.

What does Lifesure’s motorhome insurance cover?

Just see for yourself how we could protect your pride and joy with our handy summary below. Remember that no policy protects you against every scenario and it’s best to also read your policy documents to understand the conditions and exclusions that apply.

What’s covered

  • Comprehensive cover for motorhomes, worth up to £75,000
  • Up to £3,500 of personal possessions cover for your treasured items
  • Some policies have no mileage cap – we won’t limit your leisure time!
  • Self-converting right now? We’ve got cover options to protect you while off the road
  • Damage to windows or windscreen
  • Fire and theft
  • Awnings, gas bottles and generators all protected
  • Contribution towards replacement keys in case of theft or loss
  • Discounts for lower than average mileage
  • Alternative accommodation covered at no extra cost
  • Reassuring EU coverage

What’s not covered

  • Deterioration or wear or tear
  • Loss or damage if your motorhome hasn’t been properly secured, with doors and windows fastened
  • Loss or damage to a trailer or caravan, whether attached to your motorhome or not
  • Excluded drivers, including drivers without a driving licence and disqualified drivers
  • Remember that no policy protects you against every scenario and it’s best to also read our policy documents to understand the conditions and exclusions that apply.

Policy enhancements

  • Key cover Provides cover for the costs to repair or replace keys in the event of damage, theft or loss
  • Vehicle excess protection We will reimburse you for the excess on your vehicle insurance policy following a claim on your vehicle insurance
  • Accidental death & personal accident Provides a benefit payment for death or certain bodily injuries while driving or travelling in the insured vehicle
  • Substitute vehicle and legal expenses Provides cover for the recovery of uninsured losses and motoring prosecution defence. If your insured vehicle is undriveable or has been written off as a result of an incident which is insured by your motor insurance policy, we will arrange to supply you a substitute vehicle
  • Motorhome breakdown (UK) Roadside recovery and at home assistance in the UK provided by the RAC.

Terms and conditions, limitations, exclusions and acceptance criteria applies. Policy enhancements are subject to an additional premium.

Full motorhome policy information

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Lifesure motorhome insurance (renewal on/after 01.01.23)
PDF 326.85 KB
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Lifesure motorhome insurance (renewal on/after 01.01.22)
PDF 324.3 KB
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Ageas optima motorhome insurance
PDF 412.59 KB
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AXA motorhome insurance
PDF 1003.49 KB
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LV broker highway specialist vehicle (motorhome) insurance
PDF 3.22 MB
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KGM specialist vehicle (motorhome) insurance
PDF 2.51 MB
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Lifesure RAC motorhome breakdown policy
PDF 767.58 KB
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Key cover insurance (renewal on/after 01.01.24)
PDF 317 KB
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Key cover insurance (renewal on/before 31.12.23)
PDF 222.18 KB
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Substitute vehicle and motor legal policy insurance (renewal on/after 01.01.24)
PDF 228.39 KB
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Substitute vehicle and motor legal policy insurance (renewal on/before 31.12.23)
PDF 197.7 KB
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Vehicle excess reimbursement insurance (renewal on/after 01.01.24)
PDF 744.26 KB
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Vehicle excess reimbursement insurance (renewal on/before 31.12.23)
PDF 374.49 KB
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Accidental death and personal accident insurance (renewal on/after 01.01.24)
PDF 427.61 KB
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Accidental death and personal accident insurance (renewal on/before 31.12.23)
PDF 427.6 KB

Your payment options

We believe in making insurance straight forward and easy for our customers. That’s why we have multiple payment options, so you can choose your preference: instalments, debit card, credit card, BACS or bank transfer.

Spreading the cost of your insurance can help make the cost more manageable, which is why we partner with Close Brothers Premium Finance to enable you to pay in regular instalments.

If you decide to pay by premium finance, the set-up process couldn't be easier as we arrange all of this while processing your policy. The credit agreement will be between yourself and Close Brothers Premium Finance and you will make regular instalments by Direct Debit to them to repay the cost of your insurance premium, plus interest and any charges, which we’ll let you know about in advance.

Flexible payment dates, online account management and simple credit agreement renewal make it easy to have the best protection possible.

Ways to pay

Find other insurances

Did you know that we offer a whole host of everyday and leisure insurances, all under one roof? From home insurance and car insurance to breakdown cover, we’ve brought together a collection of feature packed policies, so shopping around for what you need is that little bit easier.

Our experienced agents will be able to talk to you about all of your policies in one conversation, so you can spend your time doing more of the things you really enjoy! Take a look at the other insurance covers we can provide.

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