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Feature rich convicted driver car insurance policies to keep you moving

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Key features of a typical convicted driver car insurance policy

Insurance For Serious Convictions

Insurance options for many serious convictions

Personal Belongings Cover

Personal belongings cover up to £300

Accommodation After Accident

Urgent accommodation following an accident

Accident Roadside Recovery 24 hour

Accident roadside recovery 24/7

Personal Accident Cover Driver And Occupants

Personal accident cover for driver and occupants

Pay In Instalments

Plus, you can pay in instalments

Why choose Lifesure for convicted driver car insurance?

As an experienced, UK based insurance broker, we've been arranging insurance for more than 50 years.

We find insurance for those with motoring convictions, including:

DR10 Driving or attempting to drive with alcohol concentration above limit

DR20 Driving or attempting to drive when unfit, through drinking

DR30 Driving or attempting to drive then refusing to provide a specimen

DR40 In charge of a vehicle with alcohol concentration above limit

DR50 In charge of a vehicle while unfit through drink

DR70 Failing to provide specimen for breath test

IN10 Using a vehicle uninsured against third party risks


What does Lifesure’s convicted driver car insurance cover?

Take a look at how we could protect your car with our handy summary below. These features are included as standard in many of the policies we offer. Remember that no policy protects you against every scenario and it’s always best to also read your policy documents to understand the conditions and exclusions that apply.

What’s covered

  • Full personal accident cover for drivers and all occupants of the vehicle
  • Accident roadside recovery available 24 hours a day, 7 days a week
  • Up to £300 for personal belongings in your car
  • Cover for child car seats
  • Following an accident, we will pay up to £250 for your reasonable and necessary accommodation. Alternative transport can be provided if you cannot complete your journey
  • Like-for-like cover provided for up to 93 days while travelling in the European Union

What’s not covered

  • Cover for imported cars – we have imported policies should your car fall into one of these groups. Find out more
  • Loss or damage if your vehicle is not adequately secured
  • Loss or damage to any caravans or trailers
  • The maximum vehicle value covered is £30,000
  • Please read our policy documents below to understand the conditions and exclusions that apply

Policy enhancements

  • Key cover Provides cover for the costs to repair or replace keys in the event of damage, theft or loss
  • Accidental death & personal accident Provides a benefit payment for death or certain bodily injuries while driving or travelling in the insured vehicle
  • Vehicle excess protection We will reimburse you for the excess on your vehicle insurance policy following a claim on your vehicle insurance
  • Substitute vehicle and legal expenses Provides cover for the recovery of uninsured losses and motoring prosecution defence. If your insured vehicle is undriveable or has been written off as a result of an incident which is insured by your motor insurance policy, we will arrange to supply you a substitute vehicle
  • Motor breakdown Roadside recovery and at home assistance in the UK provided by the RAC.

Terms and conditions, limitations, exclusions and acceptance criteria applies. Policy enhancements are subject to an additional premium.

Full convicted driver car insurance policy information

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Lifesure RAC car breakdown policy
PDF 767.58 KB
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Key cover insurance (renewal on/after 01.01.24)
PDF 244.71 KB
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Key cover insurance (renewal on/before 31.12.23)
PDF 222.18 KB
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Accidental death and personal accident insurance (renewal on/after 01.01.24)
PDF 424.59 KB
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Accidental death and personal accident insurance (renewal on/before 31.12.23)
PDF 427.6 KB
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Vehicle excess reimbursement insurance (renewal on/after 01.01.24)
PDF 364.03 KB
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Vehicle excess reimbursement insurance (renewal on/before 31.12.23)
PDF 374.49 KB
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Substitute vehicle and motor legal policy insurance (renewal on/after 01.01.24)
PDF 225.02 KB
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Substitute vehicle and motor legal policy insurance (renewal on/before 31.12.23)
PDF 197.7 KB

Your payment options

We believe in making insurance as straight forward and as easy as possible for our customers. That’s why we have multiple payment options, so you can choose your preference: instalments by direct debit, debit card, credit card, BACS or bank transfer.

Spreading the cost of your insurance can help make the cost more manageable, which is why we work with Close Brothers Premium Finance to enable you to pay in regular instalments*.

Flexible payment dates, online account management and credit agreement renewal can make it easier to have appropriate protection in place.

*We work with a third party company called Close Brothers Premium Finance Limited (‘CBL’), which manages instalment payments. We act as a credit broker and we are not a lender. If you have opted to pay by monthly direct debit, we will pass your details to CBL and they will make a credit decision about you, which may include a credit check being carried out. Please let us know immediately if you do not consent to us sharing your details with CBL. If CBL agrees to provide you with credit you will receive a welcome pack including a credit agreement from CBL, which you will need to sign and return to CBL. Please note that CBL has its own set of terms, conditions and charges and you should familiarise yourself with these carefully. We may receive a commission for introducing you to CBL. Paying by monthly direct debit via CBL will cost more than paying by one off payment.

Ways to pay

Find other insurances

In addition to convicted driver car insurance, did you know that we offer a whole host of everyday and leisure insurances, all under one roof? From insurance for motorhomes and static caravans, to household and breakdown cover, we’ve brought together a collection of policies packed with features, so shopping around for what you need is that little bit easier.

Our experienced agents will be able to talk to you about all of your policies in one conversation, so you can spend your time doing more of the things you really enjoy! Take a look at the other insurance covers we can provide.

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