Convicted Driver Insurance

We know finding car insurance with a driving conviction can feel daunting. But we're here to help. By working with a range of specialist insurers, we have a selection of policies that may work for your circumstances. Keen to learn more? Get in touch with our friendly, UK-based team. They’re on hand to provide you with a quote aimed to meet your needs.

What convictions do you need to declare as a driver?

When you apply for insurance for convicted drivers, you must declare your convictions. This includes offences such as drunk driving, dangerous driving, or driving without insurance. This can include convictions DR10-70 and IN10.

What’s included in a typical convicted driver car insurance policy

Insurance for convicted drivers can include benefits like personal belongings cover, urgent accommodation following an accident, and 24/7 roadside recovery.

Insurance options for many serious driving convictions

Personal belongings cover up to £300

Urgent accommodation following an accident

Accident roadside recovery 24/7

Personal Accident Cover Driver And Occupants

Personal accident cover for driver and occupants

Payment in financed instalments

Click here to see all reviews.

Why choose Lifesure for convicted driver car insurance?

We've been helping convicted drivers with car insurance for over 50 years, so we know how to help you find a policy to meet your needs. You'll also get superb customer service at Lifesure. It's why we've earned the Feefo Platinum Trusted Service Award for five consecutive years.

Our award-winning team is always on hand to help. Whether you need a new quote or want to amend your existing policy, call us at 01480 402 460.

What does Lifesure’s convicted driver car insurance cover?

Look at how we could protect your car below. These features are included as standard in many of our policies. Remember that no policy protects you against every scenario, and it’s always best to read your policy documents to understand the conditions and exclusions that apply.

What’s covered

Personal accident cover for drivers and all occupants of the vehicle
Accident roadside recovery available 24 hours a day, seven days a week
Up to £300 for personal belongings in your car
Cover for child car seats
Following an accident, we will pay up to £250 for your reasonable and necessary accommodation. Alternative transport can be provided if you cannot complete your journey
Like-for-like cover provided for up to 93 days while travelling in the European Union
Vehicle value cover up to £30,000

What’s not covered

Cover for imported cars – we have imported policies should your car fall into one of these groups.
Loss or damage if your vehicle is not adequately secured
Loss or damage to any caravans or trailers

Optional extras

Key cover for the costs to repair or replace keys in the event of damage, theft or loss
Accidental death & personal accident cover for death or certain bodily injuries while driving or travelling in the insured vehicle
Vehicle excess protection reimburses you for the excess on your vehicle insurance policy following a claim on your vehicle insurance
Substitute vehicle and legal expenses provide cover for the recovery of uninsured losses and motoring prosecution defence. If your insured vehicle is undriveable or has been written off as a result of an incident which is insured by your motor insurance policy, we will arrange to supply you a substitute vehicle
Motor breakdown roadside recovery and at home assistance in the UK provided by the RAC.

Terms and conditions, limitations, exclusions and acceptance criteria applies. Optional extras are subject to an additional premium.

Driving convictions we can insure

No matter your driving history, we’re here to help you get back on the road with appropriate insurance. We can arrange cover for a range of convictions, including:

DR10 Driving or attempting to drive with alcohol concentration above the limit
DR20 Driving or attempting to drive when unfit, through drinking
DR30 Driving or attempting to drive then refusing to provide a specimenDR40 In charge of a vehicle with alcohol concentration above the limit
DR50 In charge of a vehicle while unfit through drink
DR70 Failing to provide a specimen for a breath test
IN10 Using a vehicle uninsured against third-party risks

Lifesure RAC car breakdown policy document

Download

PDF 8.37 MB

Key cover insurance policy document

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PDF 259.88 KB

Accidental death and personal accident insurance policy document

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PDF 438.82 KB

Vehicle excess reimbursement insurance policy document

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PDF 379.68 KB

Substitute vehicle and motor legal policy insurance policy document

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PDF 240.35 KB

We partner with established insurers, like AXA, Ageas, Allianz, Aviva, and LV offering a dedicated service and support when making a claim.

Explore some of our other insurance policies:

Car insurance needn’t be stressful. That’s why we help make payments simple with multiple payment options, such as instalments by direct debit, debit card, credit card, BACS, or bank transfer. You can also spread the cost to make payment more manageable. We work with Close Brothers Premium Finance to enable you to pay in regular instalments*.

Flexible payment dates, online account management, and credit agreement renewal can make it easier to purchase appropriate protection.

*We work with a third party company called Close Brothers Premium Finance Limited (‘CBL’), which manages instalment payments. We act as a credit broker and we are not a lender. If you have opted to pay by monthly direct debit, we will pass your details to CBL and they will make a credit decision about you, which may include a credit check being carried out. Please let us know immediately if you do not consent to us sharing your details with CBL. If CBL agrees to provide you with credit you will receive a welcome pack including a credit agreement from CBL, which you will need to sign and return to CBL. Please note that CBL has its own set of terms, conditions and charges and you should familiarise yourself with these carefully. We may receive a commission for introducing you to CBL. Paying by monthly direct debit via CBL will cost more than paying by one off payment. As part of your premium finance journey, Close Brothers will provide you with a commission disclosure detailing the commission we earn. You will have 12 days to review this information and provide your consent. If you decide not to consent to the commission amount, Close Brothers will be unable to process your loan, and you will need to arrange to pay the balance in full.

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Motorhome insurance

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Car insurance for convicted drivers

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Read our reviews

What convictions do you need to declare as a driver?

What’s included in a typical convicted driver car insurance policy

Insurance options for many serious driving convictions

Personal belongings cover up to £300

Urgent accommodation following an accident

Accident roadside recovery 24/7

Personal accident cover for driver and occupants

Payment in financed instalments

Why choose Lifesure for convicted driver car insurance?

What does Lifesure’s convicted driver car insurance cover?

What’s covered

What’s not covered

Optional extras

Driving convictions we can insure

Convicted driver car insurance policy information

Insurance partners

Our convicted driver car insurance reviews

Flexible payment options

Useful articles about motor insurance

Feefo Platinum Trusted for Five Consecutive Years

Getting Insurance After a Driving Conviction

What to Do If You Fill Up with the Wrong Fuel

Winter Tyres: Mandatory Requirements for Winter Travel in Europe

Three good reasons to take out Motor Legal Expenses and Substitute Vehicle Cover

Motor Insurance Premiums Hit Record High in 2023

15 Useful Apps for Motorhome and Caravanning

Locking Yourself out of Your Vehicle – What to do

Storing Your Motorhome - 3 Minute Read

Memories of Lifesure - car insurance customer

The New Rules of the Road 2022 – What’s Changed?

Summer Travel Advice – How to avoid passport pitfalls and tips for driving in Europe

We are celebrating 50 years of trading in 2022!

New FCA rules to protect car and homeowners

Customer Care Champion

Coronavirus (Covid-19), Our Customers Frequently Asked Questions.

Advice for travelling abroad during the Brexit transition period

What should you do after a car accident?

Are you planning to drive abroad?

What to do if your car breaks down

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How To Safely Transport Bicycles

A Comprehensive Guide To Tyres

Long Journey? Make An Overnight Stop At A Motorway Service Area

Import Cars, What You Should Know Before Purchasing

Buying An Imported Car - A UK Guide

Frequently Asked Questions: